1. Will a real estate agent blow me off without loan pre-approval? I have a good job and credit score so why do that before I need a loan?

    Reader Question: I want to start looking for a home, but several people suggested agents won’t take me seriously without a pre-approval letter. I understand the pre-approval must be updated every 30 days, and a credit check hurts my credit score. How do I avoid being punished for planning ahead and beginning my search far […]

    September 30, 2014
  2. We just realized we know little about the home's condition. We are going to look again. What, exactly, should we be looking for?

    Reader Question: We looked at a home that we are considering making an offer for. When our friends at dinner asked us about the house, there were questions that came up we couldn’t answer. We then realized that we were focused on the floor plan and how our furniture and decorating accessories could fit, and […]

    September 9, 2014
  3. With all that has happened during the past decade, with the bubble values and the real estate meltdown, does owning a home remain a wise choice?

    Reader Question: We want to ask about homeownership. After witnessing the run-up in real estate values in the not-to-distant past and the aftermath of the financial meltdown, we read conflicting information about where real estate values, and the economy are going, and whether or not a home is a good investment. Is owning a home […]

    September 2, 2014