1. My agent is insistent I use their recommended lender when I found a better option. Am I breaking some unwritten rule?

    Reader Question: My offer was accepted, and I was thrilled. Before making the offer, my agent had instructed me to obtain a pre-approval letter and recommended I use a particular loan officer. I went ahead and did so after confirming with the loan officer that doing so wouldn’t lock me into using his services. I […]

    November 23, 2015
  2. A low appraisal was adjusted higher without my knowledge. I could have negoitated for more had I known. What can I do now?

    Reader Question: I had a low appraisal. I recently closed on a home for $180,000. I just learned the appraiser along with the agent and lender adjusted the appraisal from $176,000 to $179,000. They never informed me of the original price. Had I been informed, I could have negotiated for the $4,000. What can I do […]

    November 16, 2015
  3. Tree trimming is in order because their tree is polluting our pool. They say no. Can we rid ourselves of this mess?

    Reader Question: Our neighbor has a tree with branches that encroach on our property and pollutes our swimming pool. Our neighbor says we cannot touch their tree, as it will ruin its shape. Can we rid ourselves of this nuisance? Monty’s Answer: Many property owners see trees as a valuable resource that adds value to […]

    November 6, 2015